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Personalized Insurance Solutions, Built By Experienced Agents

As a locally owned and operated insurance agency in Bourbonnais, IL, First Community Insurance and Annuity Center is committed to providing quality insurance products for individuals and businesses. We combine our strong insurance background and product knowledge to assist both current and future clients manage and plan for all types of potential risk.

Our team of nationally recognized insurance professionals has years of collective industry experience writing both personal and commercial insurance policies designed to fit your needs. With First Community Insurance and Annuity Center, our friendly staff will work with you on a one-on-one basis to develop not only the perfect policy, but a lasting relationship.

When you work with First Community Insurance and Annuity Center, you’ll experience the exceptional service and attention to detail that you can only find with an independent insurance agency.

Our agency’s founder, Doug Wheeler, grew up in a small rural town and worked alongside family at the Western Auto Store. Working at that business, he learned to incorporate loyalty, problem-solving, and customer satisfaction into his own business model.

FCIA doesn’t always produce the cheapest premium in terms of price; however, securing adequate insurance coverage is paramount to any individual, family, farmer, or small business owner. We’ve discovered other agencies often provide stripped down policies in an effort to “save” the client money.

We choose to apologize now for the cost of coverage difference instead of apologizing later when your claim is denied because of lack of coverage. Our clients appreciate this candor and truthfulness when it comes to problem-solving. We won’t sugar coat things just to obtain your business. Instead, we go to work to protect your essential assets. As one business owner put it, “The hard stuff they (FCIA) handle immediately, but the impossible might take a few weeks!”

The truth remains, our agency isn’t for everyone. If your objective is to only cover one vehicle or cut costs, our services simply don’t fit. But, if you need an insurance and financial services agency that views the “big picture,” we will fight hard to develop the right coverage at the right price. For additional insight, please contact an agent.

Our Location

First Community Insurance and Annuity Center

731 Larry Power Rd
Bourbonnais, IL 60914
Main office: 866-937-5533
Toll free: 866-937-5533
Fax: 815-937-8571

Our Providers


It's not always about the price, sometimes it is simply having the right coverage. With First Community Insurance I never worry whether I'm covered or not.
K.Smith - Culvers Franchise
Doug and his team handle the hard stuff immediately. The impossible takes a week or two.
T. Garcia - Small Business Owner
I don't worry about my retirement anymore. Doug set me up on autopilot income with above average returns and no risk... very happy.
M. Lucas - Semi-Pro Golfer
We wont go anywhere else.
R.Steinke and J.Piekarczyk
Doug Wheeler was the best thing that came into my life. I was in a perfect storm and he calmed the sea and assured me I would survive. Through his knowledge and direction, I can honestly say that I am OK today because of Doug. I questioned what I didn't understand and Doug was always willing to explain the unknown to me. I am pleased and privileged to now call him my friend as well as financial advisor. He treated me like family from the beginning and still does.
Kathy Lachowicz
In working with Doug Wheeler and First Community, I have found Doug to be the consummate insurance agent. Always looking out for your interests and doing what’s best for the client, he values the relationships he has built over the years and has extended those through generations of families he has worked with. When you need Doug, he is on the phone or at your door, ready, willing, and able to help. His extensive knowledge of insurance products and concepts has made him a respected member in his community and the insurance industry as a whole. If you are looking for a trusted advisor to help you through the often difficult world of insurance products and how to use them, Doug will personally walk you through the process and make it easy to understand.
John O'Keefe