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Technology Insurance

Technology is at the core of most modern industries, but like many growth areas, it faces certain risks. Whether you're a major IT corporation or a small business using a single computer to get by, technology insurance can help mitigate your risks and allow you to move forward with confidence. Here's what you need to know about this coverage.

First, there is no one-size-fits-all policy for technology. The use of technology by companies is so varied—and the risks are so different—that a universal policy would ultimately cost you far more than needed. To deal with this, First Community Insurance and Annuity Center focuses on solutions that are specifically tailored to your company's needs, helping to keep costs low while still providing your business with adequate protection.

Cyber Liability, Property Insurance, and More

The best way to determine what type of technology insurance you need is to talk with an agent, but here are some things to consider before you call:

  • What type of technology do you have? Many businesses these days are using cloud-based services that may (or may not) have insurance of their own to deal with technical problems related to that software. Other companies are quite content with having a single computer in a back office. Knowing the kinds of technology you use will help your agent pinpoint the best plan.
  • How vital is technology to your operations? Some businesses could probably get by without a computer for a few days, while others literally could not do business at all. If the use of technology is important, you should have enough coverage to completely replace the system if something goes catastrophically wrong.
  • Are you a creator or a user? Companies that create technology or software can be susceptible to lawsuits over the use of intellectual property, while users have to contend with the possibility of technological services being abruptly limited or shut down.

There's no way to completely avoid risk when you use technology, but you can get insurance that brings these risks down to a manageable level.

Our Location

First Community Insurance and Annuity Center

731 Larry Power Rd
Bourbonnais, IL 60914
Main office: 866-937-5533
Toll free: 866-937-5533
Fax: 815-937-8571

Our Providers

Testimonials

It's not always about the price, sometimes it is simply having the right coverage. With First Community Insurance I never worry whether I'm covered or not.
K.Smith - Culvers Franchise
Doug and his team handle the hard stuff immediately. The impossible takes a week or two.
T. Garcia - Small Business Owner
I don't worry about my retirement anymore. Doug set me up on autopilot income with above average returns and no risk... very happy.
M. Lucas - Semi-Pro Golfer
We wont go anywhere else.
R.Steinke and J.Piekarczyk
Doug Wheeler was the best thing that came into my life. I was in a perfect storm and he calmed the sea and assured me I would survive. Through his knowledge and direction, I can honestly say that I am OK today because of Doug. I questioned what I didn't understand and Doug was always willing to explain the unknown to me. I am pleased and privileged to now call him my friend as well as financial advisor. He treated me like family from the beginning and still does.
Kathy Lachowicz
In working with Doug Wheeler and First Community, I have found Doug to be the consummate insurance agent. Always looking out for your interests and doing what’s best for the client, he values the relationships he has built over the years and has extended those through generations of families he has worked with. When you need Doug, he is on the phone or at your door, ready, willing, and able to help. His extensive knowledge of insurance products and concepts has made him a respected member in his community and the insurance industry as a whole. If you are looking for a trusted advisor to help you through the often difficult world of insurance products and how to use them, Doug will personally walk you through the process and make it easy to understand.
John O'Keefe