Motorcycle Insurance in Bourbonnais, IL
Having adequate motorcycle insurance coverage can help with losses caused by accidents, damage and liabilities. If you’re looking for a policy that meets your needs and circumstances, First Community Insurance & Annuity Center is here to assist you.
What Is Covered Under Motorcycle Insurance? 
While specifics may vary depending on the insurer, a standard motorcycle insurance policy in Illinois may include the following:
- Bodily injury liability coverage can help pay for the medical bills of a third party who is injured in an accident you caused.
- Property damage coverage can cover damage you cause to someone else’s property while operating your motorcycle.
- Collision coverage can help with losses caused by colliding with a tree, object or other vehicle.
- Comprehensive coverage can cover your motorcycle’s repair costs after non-collision events like fire, weather damage, theft or vandalism.
- Uninsured/underinsured motorist coverage can cover your losses if you are hit by an at-fault driver with inadequate coverage.
Is It Required?
Illinois requires motorcycle owners to carry minimum amounts of liability and uninsured/underinsured motorist bodily injury coverage. Lenders may also require collision and comprehensive coverage if your motorcycle is under a loan or lease.
How Much Does a Policy Cost?
Various factors influence the cost of a motorcycle insurance policy, including the following:
- Driving record
- Claims history
- Location
- Motorcycle type and model
- Deductible
- Coverage selection
Where Can I Purchase a Policy?
Contact First Community Insurance & Annuity Center to request a personalized quote or learn more about your motorcycle insurance options.