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Auto Insurance in Bourbonnais, IL

Driving Home Insurance Coverage for Illinois and Indiana Drivers

Awareness is the key to accessing safe driving practices. Whether its parked cars lining the curb or pedestrians crossing the street, the list of exposures drivers face when operating motor vehicles is extensive. At First Community Insurance and Annuity Center, we assist drivers in Illinois and Indiana with mapping out adequate auto insurance protection.

Car Insurance Customized for Our Clients

Obstacles can arise at any turn, but our goal is to reduce the financial impact associated with accidents and loss. To navigate the variety of selections available, our agents take time to gain an understanding of your insurance needs – proactively planning ahead. Clients housing their auto insurance policy with us can count on not only accurate coverage, but also access to state filings for your loan company and SR22’s.

States institute minimum coverage requirements for car insurance. Even though meeting this bottom line is essential, we recommend investing in protection exceeding the state enforced level. The slight difference in cost is worth the additional security provided.

In all, we boast access to more than 25 insurance companies. Safeco, National General, and American Heartland are our flagships when it comes to auto insurance in Illinois and Indiana.

Benchmarked by liability, collision, and comprehensive coverage, the auto insurance program we administer can be catered to you and your family’s needs. The following is a collection of auto insurance offerings we promote:

  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Towing
  • Rental Reimbursement
  • Personal Injury Protection (PIP)
  • Mexican Auto Insurance
  • Medical Payments Coverage

Agents Safeguarding Drivers, Around Each Turn

Our staff members – Darrin Reed and Kaeli Regel – are area experts when it comes to personal auto plans. The pair remains up-to-date on renewals, claims, and policy changes by utilizing EZ Lynx software. Through this system, we can also watch when claims and violations fall off, so we can re-quote clients for the best possible plans and carriers.

The following represents a pair of questions received by our agents, and can help provide insight into the expertise and products we offer:

A) I am a doctor with considerable assets; however, I was ticketed with a DUI. My insurance company has now dropped me. Can you help?

Yes, FCIA is the best when it comes to overcoming bumps and potholes in life. We have access to several insurance carriers that provide “high limits” for auto insurance.

B) My son is away at college with his car that is garaged several hundred miles away. My current agent told me to just be quiet for four years and accidently forget to notify my carrier. Will the carrier be obligated to pay a claim?

It depends; however, if they prove that you and your agent chose not to notify them, your current carrier can legally refuse to pay and file a claim. They also may file fraud charges. We don’t want this to happen, now do we?

To become more aware of the products and services we offer, contact our agency or request a quote.

Additional Resources:

At First Community Insurance and Annuity Center, we’re proud to offer auto insurance in Bourbonnais, Bradley, Kankakee, Watseka, Orland Park, and Manteno, Illinois. We’re licensed to serve clients in Illinois and Indiana. 

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Our Location

First Community Insurance and Annuity Center

731 Larry Power Rd
Bourbonnais, IL 60914
Main office: 866-937-5533
Toll free: 866-937-5533
Fax: 815-937-8571

Our Providers


It's not always about the price, sometimes it is simply having the right coverage. With First Community Insurance I never worry whether I'm covered or not.
K.Smith - Culvers Franchise
Doug and his team handle the hard stuff immediately. The impossible takes a week or two.
T. Garcia - Small Business Owner
I don't worry about my retirement anymore. Doug set me up on autopilot income with above average returns and no risk... very happy.
M. Lucas - Semi-Pro Golfer
We wont go anywhere else.
R.Steinke and J.Piekarczyk
Doug Wheeler was the best thing that came into my life. I was in a perfect storm and he calmed the sea and assured me I would survive. Through his knowledge and direction, I can honestly say that I am OK today because of Doug. I questioned what I didn't understand and Doug was always willing to explain the unknown to me. I am pleased and privileged to now call him my friend as well as financial advisor. He treated me like family from the beginning and still does.
Kathy Lachowicz
In working with Doug Wheeler and First Community, I have found Doug to be the consummate insurance agent. Always looking out for your interests and doing what’s best for the client, he values the relationships he has built over the years and has extended those through generations of families he has worked with. When you need Doug, he is on the phone or at your door, ready, willing, and able to help. His extensive knowledge of insurance products and concepts has made him a respected member in his community and the insurance industry as a whole. If you are looking for a trusted advisor to help you through the often difficult world of insurance products and how to use them, Doug will personally walk you through the process and make it easy to understand.
John O'Keefe