Auto Insurance in Bourbonnais, IL
Driving Home Insurance Coverage for Illinois and Indiana Drivers
Awareness is the key to accessing safe driving practices. Whether its parked cars lining the curb or pedestrians crossing the street, the list of exposures drivers face when operating motor vehicles is extensive. At First Community Insurance and Annuity Center, we assist drivers in Illinois and Indiana with mapping out adequate auto insurance protection.
Car Insurance Customized for Our Clients
Obstacles can arise at any turn, but our goal is to reduce the financial impact associated with accidents and loss. To navigate the variety of selections available, our agents take time to gain an understanding of your insurance needs – proactively planning ahead. Clients housing their auto insurance policy with us can count on not only accurate coverage, but also access to state filings for your loan company and SR22’s.
States institute minimum coverage requirements for car insurance. Even though meeting this bottom line is essential, we recommend investing in protection exceeding the state enforced level. The slight difference in cost is worth the additional security provided.
In all, we boast access to more than 25 insurance companies. Safeco, National General, and American Heartland are our flagships when it comes to auto insurance in Illinois and Indiana.
Benchmarked by liability, collision, and comprehensive coverage, the auto insurance program we administer can be catered to you and your family’s needs. The following is a collection of auto insurance offerings we promote:
- Liability Coverage
- Comprehensive Coverage
- Collision Coverage
- Uninsured & Underinsured Motorist Coverage
- Diminishing Deductible
- Accident Forgiveness
- Minor Violation Forgiveness
- Roadside Assistance
- Specialty Auto Insurance
- 24-Hour Customer Service
- Rental Reimbursement
- Personal Injury Protection (PIP)
- Mexican Auto Insurance
- Medical Payments Coverage
Agents Safeguarding Drivers, Around Each Turn
Our staff members – Darrin Reed and Kaeli Regel – are area experts when it comes to personal auto plans. The pair remains up-to-date on renewals, claims, and policy changes by utilizing EZ Lynx software. Through this system, we can also watch when claims and violations fall off, so we can re-quote clients for the best possible plans and carriers.
The following represents a pair of questions received by our agents, and can help provide insight into the expertise and products we offer:
A) I am a doctor with considerable assets; however, I was ticketed with a DUI. My insurance company has now dropped me. Can you help?
Yes, FCIA is the best when it comes to overcoming bumps and potholes in life. We have access to several insurance carriers that provide “high limits” for auto insurance.
B) My son is away at college with his car that is garaged several hundred miles away. My current agent told me to just be quiet for four years and accidently forget to notify my carrier. Will the carrier be obligated to pay a claim?
It depends; however, if they prove that you and your agent chose not to notify them, your current carrier can legally refuse to pay and file a claim. They also may file fraud charges. We don’t want this to happen, now do we?
- Information for Illinois Drivers (Illinois Secretary of State)
- Auto Insurance Basics (Insurance Information Institute (III))
- Car Insurance Consumer Guides (National Association of Insurance Commissioners (NAIC))
At First Community Insurance and Annuity Center, we’re proud to offer auto insurance in Bourbonnais, Bradley, Kankakee, Watseka, Orland Park, and Manteno, Illinois. We’re licensed to serve clients in Illinois and Indiana.