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866.937.5533

Uninsured & Underinsured Motorist Coverage

Not Every Driver is a Responsible Driver.

As a safe driver, obeying street signs, speed limits, and always using your turn signals is simply part of the routine. And if you’re ever involved in an accident, your insurance policy typically keeps you protected.

Unfortunately, there are those on the road who don’t share the same safety precautions as you, and if you’re involved in an accident with a motorist without the right coverage, you may have to take care of any medical payments, damages, or any other expenses with money from your own pocket.

It’s Important to be Prepared for Everything

Uninsured/Underinsured Motorist Coverage gives you the assurance you need knowing that your medical expenses will be covered. In cases where the driver at fault does not have adequate liability to pay for your injuries and damages, you’ll be compensated for the amount in which you are legally entitled to – in regards to you, your passengers, and your vehicle. Uninsured/Underinsured Motorist Protection may also take care of property damage in some states.

Since Uninsured/Underinsured Motorist Coverage is a separate purchase from your typical Auto Insurance policy, it’s important to contact First Community Insurance and Annuity Center to find out how you can be prepared for any situation on the road.

Our Location

First Community Insurance and Annuity Center

731 Larry Power Rd
Bourbonnais, IL 60914
Main office: 866-937-5533
Toll free: 866-937-5533
Fax: 815-937-8571

Our Providers

Testimonials

It's not always about the price, sometimes it is simply having the right coverage. With First Community Insurance I never worry whether I'm covered or not.
K.Smith - Culvers Franchise
Doug and his team handle the hard stuff immediately. The impossible takes a week or two.
T. Garcia - Small Business Owner
I don't worry about my retirement anymore. Doug set me up on autopilot income with above average returns and no risk... very happy.
M. Lucas - Semi-Pro Golfer
We wont go anywhere else.
R.Steinke and J.Piekarczyk
Doug Wheeler was the best thing that came into my life. I was in a perfect storm and he calmed the sea and assured me I would survive. Through his knowledge and direction, I can honestly say that I am OK today because of Doug. I questioned what I didn't understand and Doug was always willing to explain the unknown to me. I am pleased and privileged to now call him my friend as well as financial advisor. He treated me like family from the beginning and still does.
Kathy Lachowicz
In working with Doug Wheeler and First Community, I have found Doug to be the consummate insurance agent. Always looking out for your interests and doing what’s best for the client, he values the relationships he has built over the years and has extended those through generations of families he has worked with. When you need Doug, he is on the phone or at your door, ready, willing, and able to help. His extensive knowledge of insurance products and concepts has made him a respected member in his community and the insurance industry as a whole. If you are looking for a trusted advisor to help you through the often difficult world of insurance products and how to use them, Doug will personally walk you through the process and make it easy to understand.
John O'Keefe