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Homeowners Insurance in Bourbonnais, IL

Building Insurance Coverage for Residents in Illinois and Indiana

A home stands as a symbol of security and comfort. However, it also accounts as a major investment for the individuals who reside within its confines. At First Community Insurance and Annuity Center, we start from scratch when building homeowners insurance policies for clients in Bourbonnais and surrounding Illinois communities. From basic dwelling to high-value homeowners policies, we can place comprehensive coverage on homes from $50,000 to $5 million.

What Does a Homeowners Insurance Policy Cover?

Our agents take time to visit each and every home or farm we insure to confirm risk is appropriately assessed. During this review, we’ll also ensure proper value is designated on your greatest assets. The result of this personalized attention is a truly customized homeowners policy, designed to stand up to the storm of risk that may blow your way.

Every policy we produce is backed by reliable insurance protection. We partner with a selection of established insurance carriers, such as Nationwide Insurance, Travelers, and Midwest Family Mutual, to solidify this guarantee. As an agency, we also utilize EZ Lynx Agency Management software to keep a close eye on coverage changes and renewals. EZ Lynx seamlessly reminds us of important events, including renewals and alternations required for your mortgage.

We own extensive experience working one-on-one with clients to develop and manage protection for their home. For a selection of home owners, an investment may exceed the value insured under a standard homeowners policy; this is an instant where high-value homeowners insurance may be accessed.

Our traditional homeowners insurance program encompasses the following options:

  • Property Insurance
  • Homeowners Liability
  • Renters Insurance
  • Condo Insurance
  • Mobile Home Insurance
  • Scheduled Property Insurance
  • Landlords Insurance
  • In-Home Business Insurance

Dedicated Agents Developing Accurate Coverage

As fellow Midwesterners, we pull from personal and professional experience when tailoring coverage fitting for our neighbors. Among our staff, Darrin Reed specializes in personal lines coverage, including homeowners and auto policies. Also to note, Chris Wheeler has been recognized as one of Nationwide Agriculture’s “up-and-comers” in the area of farm and agribusiness.

Often, our agents are approached with many of the same questions regarding homeowners insurance and the protection we provide. A pair of these inquiries is listed below:

A) I don’t currently have a personal umbrella policy. Why do I need one?

Many times the liability limits on your underlying homeowners policy is not adequate to insure all assets in the event you are found liable for a large sum.

B) My current insurer did everything over the phone. Why can’t you just give me a price?

Honestly, we can. However, we find our clients want coverage and accuracy. It is very unlikely that your home and belongings have been insured properly without an agent actually seeing your property.

The finest clients are entitled to the finest built protection. To begin constructing a customized homeowners policy, please contact an agent or request a quote.

Additional Resources:

At First Community Insurance and Annuity Center, we’re proud to offer homeowners insurance in Bourbonnais, Bradley, Kankakee

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Our Location

First Community Insurance and Annuity Center

First Community Insurance and Annuity Center

731 Larry Power Rd
Bourbonnais, IL 60914
Main office: 866-937-5533
Toll free: 866-937-5533
Fax: 815-937-8571
First Community Insurance and Annuity Center

Our Providers


It's not always about the price, sometimes it is simply having the right coverage. With First Community Insurance I never worry whether I'm covered or not.
K.Smith - Culvers Franchise
Doug and his team handle the hard stuff immediately. The impossible takes a week or two.
T. Garcia - Small Business Owner
I don't worry about my retirement anymore. Doug set me up on autopilot income with above average returns and no risk... very happy.
M. Lucas - Semi-Pro Golfer
We wont go anywhere else.
R.Steinke and J.Piekarczyk
Doug Wheeler was the best thing that came into my life. I was in a perfect storm and he calmed the sea and assured me I would survive. Through his knowledge and direction, I can honestly say that I am OK today because of Doug. I questioned what I didn't understand and Doug was always willing to explain the unknown to me. I am pleased and privileged to now call him my friend as well as financial advisor. He treated me like family from the beginning and still does.
Kathy Lachowicz
In working with Doug Wheeler and First Community, I have found Doug to be the consummate insurance agent. Always looking out for your interests and doing what’s best for the client, he values the relationships he has built over the years and has extended those through generations of families he has worked with. When you need Doug, he is on the phone or at your door, ready, willing, and able to help. His extensive knowledge of insurance products and concepts has made him a respected member in his community and the insurance industry as a whole. If you are looking for a trusted advisor to help you through the often difficult world of insurance products and how to use them, Doug will personally walk you through the process and make it easy to understand.
John O'Keefe